Blackwood's Edinburgh Magazine — Volume 55, No. 339, January, 1844

CHAPTER IV.
A DISSOLUTION OF PARTNERSHIP

The most remarkable circumstance in that meeting of the partners, which ended in Brammel's first visit to London, was the behaviour of our very dear friend and ally—the volatile Planner—volatile, alas! no longer. His best friend would not have recognized him on that deeply interesting occasion. He was a subdued, a shaken man. Every drop of his brave spirit had been squeezed out of him, and he stood the mere pulp and rind of his former self. He who, for years, had been accustomed to look at men, not only in the face, but very impertinently over their heads, could not drag his shambling vision now higher than men's shoe-strings. His eye, his heart, his soul was on the ground. He was disappointed, crushed. Not a syllable did he utter; not a single word of remonstrance and advice did he presume to offer in the presence of his associates. He had a sense of guilt, and men so situated are sometimes tongue-tied. He had, in truth, a great deal to answer for, and enough to make a livelier man than he dissatisfied and wretched. Every farthing which had passed from the bank to the Pantamorphica Association was irrecoverably gone. The Association itself was in the same condition—gone irrecoverably likewise. Nothing remained of that once beautiful and promising vision, but some hundred acres of valueless land, a half-finished and straggling brick wall, falling rapidly to decay, the foundations of a theatre, and the rudiments of a temple dedicated to Apollo. Planner had gazed upon the scene once, when dismal rain was pouring down upon the ruins, and he burst into bitter tears, and sobbed like a child at the annihilation of his hopes. He had not courage to look a second time upon that desolation, and yet he found courage to turn away from it, and to do a thing more desperate. Ashamed to be beaten, afraid to meet the just rebuke of Allcraft, he flung himself recklessly into the hands of a small band of needy speculators, and secretly engaged in schemes that promised restitution of the wealth he had expended, or make his ruin perfect and complete. One adventure after another failed, cutting the thread of his career shorter every instant, and rendering him more hot-brained and impatient. He doubled and trebled his risks, and did the like, as may be guessed, to his anxieties and failures. He lived in a perpetual fear and danger of discovery; and discovery now was but another name, for poison—prison—death. Here was enough, and more than enough, to extinguish every spark of joy in the bosom of Mr Planner, and to account for his despondency and settled gloom. And yet Planner, in this, his darkest hour, was nearer to deliverance and perfect peace, than at any previous period of his history. Planner was essentially "a lucky dog." Had he fallen from a house-top, he would have reached terra firma on his feet. Had he been conducted to the gallows, according to his desserts, the noose would have slipped, and his life would certainly have been spared.

It happened, that whilst Michael was immersed in the management of his loans, a hint was forwarded to him of the pranks of his partner; a letter, written by an anonymous hand, revealed his losses in one transaction, amounting to many hundred pounds. The news came like a thunderbolt to Allcraft. It was a death-blow. Iniquitous, unpardonable as were the acts of his colleague—serious as was the actual sum of money gone; yet these were as nothing compared with the distressing fact, that intelligence of the evil work had already gone abroad, was in circulation, and might at any moment put a violent end to his own unsteady course. He carried the note to Planner—he thrust it into his face, and called him to account for his baseness and ingratitude. He could have struck his friend and partner to the earth, and trod him there to death, as he confronted and upbraided him.

"Now, sir," roared Allcraft in his fury—"What excuse—what lie have you at your tongue's end to palliate this? What can justify this? Will you never be satisfied until you have rendered me the same hopeless, helpless creature that I found you, when I dragged you from your beggaring.§ Answer me!"—

There is nothing like a plaintive retort when your case is utterly indefensible. Planner looked at the letter, read it—then turned his eyes mildly and reproachfully upon his accuser.

"Michael Allcraft," he said affectingly, "you treat me cruelly."

"I!" answered the other astounded. "I treat you! Planner, I intrusted you years ago with a secret. I paid you well for keeping it. Could I dream that nothing would satisfy your rapacity but my destruction? Could I suppose it? I have fed your ravenous desires. I have submitted to your encroachments. Do you ask my soul as well as body? Let me know what it is you ask—what I have to pay—let me hear the worst, and—prepare for all my punishment."

"I have listened to all you have said," continued Planner, "and I consider myself an ill-used man."

Michael stared.

"Yes—I mean it. I have worked like a negro for you Allcraft, and this is the return you make me. I get your drift; do not attempt to disguise it—it is cruel—most, most cruel!

"What do you mean?"

"Have I not always promised to share my gains with you?"

"Pshaw—your gains—where are they?"

"That's nothing to the point. Did I not promise?"

"Well—well."

"And now, after all my labour and struggling, because I have failed, you wish to turn me off, and throw me to the world. Now, speak the truth, man—is it not so?"

Oh! Planner was a cunning creature, and so was Michael Allcraft. Mark them both! This idea, which Planner deemed too good to be seriously entertained by his colleague, had never once occurred to Michael; but it seemed so promising, and so likely, if followed up, to relieve him effectually of his greatest plague, and of any floating ill report, that he found no hesitation in adopting it at once. He did not answer, but he tried to look as if his partner had exactly guessed his actual intention. Such §¹¹ gentlemen both!

"I thought so," continued the injured Planner. "Michael, you do not know me. You do not understand my character. I am a child to persuade, but a rock if you attempt to force me. I shall not desert the bank, whilst there is a chance of paying back all that we have drawn."

"We, sir?"

"Yes—we. You and I together for our schemes, and you alone for private purposes. You recollect your father's debts"—

"Planner, do not think to threaten me into further compromise. You can frighten me no longer—be sure of that. Your transactions are the common talk of the city—the bank is stigmatized by its connexion with you."

"Curse the bank!" said Planner fretfully. "Would to Heaven I had never heard of it!"

"Leave it then, and rid yourself of the annoyance. You are free to do it!"

"What! and leave behind me every chance of realizing a competency for my old age! Oh, Michael, Michael—shame, shame!"

"Competency! Are you serious? Are you sane? Competency! Why, the labour of your life will not make good a tithe of what you have squandered."

"Come, come, Michael, you know better. You know well enough that one lucky turn would set us up at last. Speak like a man. Say that you want to grasp all—that you are tired of me—that you are sick of the old face, and wish to see my back. Put the thing in its proper light, and you shall not find me hard to deal with."

"Planner, you are deceived. Your mind is full of fancy and delusion, and that has been your curse and mine."

"Very well. Have your way; but look you, Michael, you are anxious to get rid of me—there's no denying that. There is no reason why we should quarrel on that account. I would sacrifice my prospects, were they double what they are, rather than beg you to retain me. I did not ask for a share in your bank. You sought me, and I came at your request. Blot out the past. Release me from the debt that stands against my name, and I am gone. As I came at your bidding, so, at your bidding, I am ready to depart."

"Agreed," said Allcraft, almost before the wily Planner finished. "It is done. I consent to your proposal. A dissolution shall be drawn up without delay, and shall be published in the next gazette."

"And publish with it," said Planner, like a martyr as he was, "the fate of him who gave up all to his own high sense of honour, and his friend's ingratitude."

So Planner spake, scarcely crediting his good fortune, and almost mad with joy at his deliverance. He had no rest until the seals were fixed to parchment, and the warrant of his release appeared in public print. Within a week, the fettered man was free. Within another week, his bounding spirits came like a spring-tide back to him, and in less than eight-and-twenty days of freedom and repose, he recovered quite as many years of sweet and precious life. He made quick use of his wings. At first, like a wild and liberated bird, he sported and tumbled in the air, and fixed upon no particular aim; a thousand captivating objects soon caught his eagle eye, and then he mounted, dazzled by them all, and soon eluded mortal sight and reach. But, glad as was the schemer, his delight and sense of freedom were much inferior to those of his misguided and unlucky partner. Michael breathed as a man relieved from nightmare. The encumbrance which had for years prevented him from rising, that had so lately threatened his existence, was gone, could no longer hang upon him, haunt and oppress him. What a deliverance!—Yet, what a price had he paid for it! True, but was not the money already sacrificed? Would it have been restored, had the luckless speculator himself remained? Never! Well, fearful then as was the sum, let it go, taking the incubus along with it. Allcraft took care to obtain the consent of Bellamy to his arrangement. He wrote to him, explaining the reasons for parting with their partner; and an answer came from the landed proprietor, acquiescing in the plan, but slightly doubting the propriety of the movement. As for Brammel, he consented, as he was ready to agree to any thing but a personal visit to the great metropolis. And then, what was Michael's next step? A proper one—to put out effectually the few sparks of scandal which might, possibly, be still flying about after the discovery of Planner's scheme. He worked fiercer than ever—harder than the day-labourer—at his place of business. It was wise in him to do so, and thus to draw men's thoughts from Planner's faults to his own unquestioned merits. And here he might have stopped with safety; but his roused, suspicious, sensitive nature, would not suffer him. He began to read, then to doubt and fear men's looks; to draw conclusions from their innocent words; to find grounds of uneasiness and torture in their silence. A vulgar fellow treated him with rudeness, and for days he treasured up the man's words, and repeated them to himself. What could they mean? Did people smell a rat? Were they on the watch? Did they suspect that he was poor? Ah, that was it! He saw it—he believed he did—that was equivalent to sight, and enough for him. Men did not understand him. He would not die so easily—they must be undeceived. Miserable Allcraft! He speedily removed from his small cottage—took a mansion, furnished it magnificently, and made it a palace in costliness and hospitality. Ah! was he poor? The trick answered. The world was not surprised, but satisfied. There was but one opinion. He deserved it all, and more. The only wonder was, that he had hitherto lived so quietly, rich as he was, in virtue of his wife's inheritance, and from his own hard-earned gains. His increasing business still enlarged. Customers brought guests, and, in their turn, the guests became good customers. It was a splendid mansion, with its countless rooms and gorgeous appointments. What pleasure-grounds—gardens—parks—preserves! Noble establishment, with its butler, under-butler, upper-servant, and my lady's (so the working people called poor Margaret) footman! In truth, a palace; but, alas! although it took a prince's revenue to maintain it, and although the lady's purse was draining fast to keep it and the bank upon its legs, yet was there not a corner, a nook, a hole in the building, in which master or mistress could find an hour's comfort, or a night's unmingled sleep. As for the devoted woman, it made very little difference to her whether she dwelt in a castle or a hovel, provided she could see her husband cheerful, and know that he was happy. This was all she looked for—cared for—lived for. He was her life. What was her money—the dross which mankind yearned after—but for its use to him, but for the power it might exercise amongst men to elevate and ennoble him? What was her palace but a dungeon if it rendered her beloved more miserable than ever, if it added daily to the troubles he had brought there—to the cares which had accumulated on his head from the very hour she had become his mate? Michael Allcraft! you never deserved this woman for your wife; you told her so many times, and perhaps you meant what was wrung from your heart in its anguish. It was the truth. Why, if not in rank cowardice and pitiful ambition, entangle yourself in the perplexities of such a household with all that heap of woe already on your soul? Why, when your London agents refused, in consequence of your irregularity and neglect, to advance your further loans—why take a base advantage of that heroic generosity that placed its all, unquestioning, at your command? Why, when you pretended with so much ceremony and regard, to effect an insurance on your worthless life, did you fail to pay up the policy even for a second year, and so resign all claim and right to such assurance, making it null and void? Let it stand here recorded to your disgrace, that, in the prosecution of your views, in the working out of your insane ambition, no one single thought of her, who gave her wealth as freely as ever fount poured forth its liberal stream, deterred you in your progress for an instant; that no one glow or gush of feeling towards the fond and faithful wife interposed to save her from the consequences of your selfishness, and to humble you with shame for inhumanity as vile as it was undeserved. It is not surprising, that after the taking of the great house the demands upon the property of Margaret were made without apology or explanation. He asked, and he obtained. The refusal of aid, on the part of the London house, terrified him when it came, and caused him to rush, with a natural instinct, to the quarter whence he had no fear of denial and complaint. He drew largely from her resources. The money was sucked into the whirlpool; there was a speedy cry for more; and more was got and sacrificed. It would have been a miracle had Allcraft, in the midst of his crushing cares, retained his early vigour of mind and body, and passed through ten years of such an existence without suffering the penalties usually inflicted upon the man prodigal of the blessings and good gifts of Providence. In his appearance, and in his temperament, he had undergone a woful change. His hair—all that remained of it, for the greater part had fallen away—was grey; and, thin, weak, and straggling, dropped upon his wrinkled forehead—wrinkled with a frown that had taken root there. His face was sickly, and never free from the traces of acute anxiety that was eating at his heart. His body was emaciated, and, at times, his hand shook like a drunkard's. It was even worse with the spiritual man. He had become irritable, peevish, and ill-natured; he had lost, by degrees, every generous sentiment. As a young man he had been remarkable for his liberality in pecuniary matters. He had been wont to part freely with his money. Inconsistent as it may seem, notwithstanding his heavy losses through his partners, and his fearful expenditure, he was as greedy of gain as though he were stinting himself of every farthing, and secretly hoarding up his chests of gold. He would haggle in a bargain for a shilling, and economize in things beneath a wise man's notice or consideration. For a few years, as it has been seen, Allcraft had denied himself the customary recreations of a man of business, and had devoted himself entirely to his occupation. It was by no means a favourable indication of his state of mind, that he derived no satisfaction at the grand mansion, either alone or in the mere society of his wife. He quitted the bank daily at a late hour, and reached his home just in time for dinner. That over, he could not sit or rest—he must be moving. He could not live in quiet. "Quietness"—it was his own expression—"stunned him." He rushed to the theatre, to balls, concerts, wherever there was noise, talk, excitement, crowds of people; wherever there was release from his own pricking conscience and miserable thoughts. And then to parties; of course there was no lack of them, for their society was in great request, and every one was eager for an invitation in return to Eden—such being the strange misnomer of their magnificent prison-house. And, oh, rare entertainments were they which the suffering pair provided for the cold-hearted crew that flocked to partake of their substance! How the poor creature smiled upon her guests as they arrived, whilst her wounded heart bled on! How she sang—exquisitely always—for their amusement and nauseous approbation, until her sweet voice almost failed to crush the rising tears! How gracefully she led off the merry dance whilst clogs were on her spirits, weighing upon every movement. Extravagant joyousness! Dearly purchased pleasure! Yes, dearly purchased, if only with that half hour of dreadful silence and remorse that intervened between the banquet and the chamber—not of sweet slumber and benevolent repose but of restlessness and horrid dreams!

CHAPTER V.
THE CRISIS

Michael was half mad in the midst of his troubles; and, in truth, they gathered so thickly and rapidly about him, that he is to be admired for the little check which he contrived to keep over his reason, saving him from absolute insanity and a lunatic asylum. Mr Bellamy, although away, made free with the capital of the bank, and applied it to his own private uses. Mr Brammel, senior, after having, for many years, made good to Allcraft the losses the latter had sustained through his son's extravagance, at length grew tired of the work, and left the neighbourhood, in disgust, as Michael thought, but, in sad truth, with a bruised and broken heart. At last he had dismissed the long-cherished hope of the prodigal's reformation, and with his latest hope departed every wish to look upon his hastening decay and fall. He crawled from the scene—the country; no one knew his course; not a soul was cognizant of his intentions, or could guess his resting-place. Augustus Theodore did not, in consequence of his father's absence, draw less furiously upon the bank! He had never heard of that father's generosity—how should he know of it now? And, if he knew it, was he very likely to profit by the information? Michael honoured his drafts for many reasons; two may be mentioned, founded on hope and fear—the hope of frightening the unfortunate Brammel senior into payment when he met with him again, the fear of making Brammel junior desperate by his refusal, and of his divulging all he knew. Could a man, not crazy, carry more care upon his brain? Yes, for demands on account of Planner poured in, the very instant that fortunate speculator had taken his lucky leave of the establishment—demands for which Michael had rendered himself liable in law, by the undertaking which he had drawn up and signed in his alarm and haste. Oh, why had he overwhelmed himself with partners—why had he married—why had he taken upon himself the responsibility of his parent's debts—why had he not explained every thing when he might have done it with honour and advantage—why had he not relied upon his own integrity—and why had he attempted, with cunning and duplicity, to overreach his neighbours? Why, oh why, had he done all this? When Michael was fairly hemmed in by his difficulties, and, as it is vulgarly said, had not a leg to stand upon, or a hole to creep through, then, and not till then, did he put these various questions to himself; and since it is somewhat singular that so shrewd a man should have waited until the last moment to put queries of such vast importance to himself, I shall dwell here for one brief moment on the fact, be it only to remind and to warn others, equally shrewd and equally clever, of the mischief they are doing when they postpone the consideration of their motives and acts until motives and acts both have brought them into a distress, out of which all their consideration will not move them an inch. "Why have I done?" was, is, and ever will be, the whining interrogative of stricken inability; "Why am I about to do?" the provident question of thoughtful, far-seeing success. Remember that.

I am really afraid to say how much of poor Margaret's fortune was dragged from her—how little of it still remained. It must have been a trifle, indeed, when Michael, with a solemn oath, swore that he would not touch one farthing more, let the consequences be what they might. Could it be possible that the whole of her splendid inheritance had shrunk to so paltry a sum, that the grasping man had ceased to think it worth his while to touch it? or did the dread of beholding the confiding woman, beggar'd at last, induce him to leave at her disposal enough to purchase for her—necessary bread? Whatever was his motive, he persisted in his resolution, and to the end was faithful to his oath. Not another sixpence did he take from her. And how much the better was he for all that he had taken already? Poor Michael had not time to enquire and answer the question. He could not employ his precious moments in retrospection. He lived from hand to mouth; struggled every hour to meet the exigencies of the hour that followed. He was absorbed in the agitated present, and dared not look an inch away from it. Now, thanks to the efforts of her people, England is a Christian country; and whenever fortune goes very hard with a man who has received all the assistance that his immediate connexions can afford him, there is a benevolent brotherhood at hand, eager to relieve the sufferer's wants, and to put an end to his anxiety. This charitable band is known by the name of Money-lenders—Jewish money-lenders; so called, no doubt, in profound humility and self-denial, displayed in the Christian's wish to give the honour of the work elsewhere, reserving to himself the labour and—the profit. When Michael needed fresh supplies, he was not long in gathering a gang of harpies about him. They kept their victim for a while well afloat. They permitted their principal to accumulate in his hands, whilst they received full half of their advances back in the form of interest. So he went on; and how long this game would have lasted, it is impossible to say, because it was cut short in its heighth by a circumstance that brought the toppling house down, as it were, with a blow and a run.

When Allcraft, one morning at his usual hour, presented himself at the bank, his confidential clerk approached him with a very serious face, and placed a newspaper in his hand. Michael had grown very timid and excitable; and when the clerk put his finger on the particular spot to which he desired to call his superior's attention, the heart of the nervous man leapt into his throat, and the blood rushed from his cheek, as if it were its duty to go and look after it. He literally wanted the courage to read the words. He attempted to smile indifferently, and to thank his servant as courteously as if he had given him a pleasant pinch of snuff; but at the same time, he pressed his thumb upon the paragraph, and made his way straight to his snug and private room. He was ready to drop when he reached it, and his heart beat like a hammer against his ribs. He placed the paper on the table, and, ere he read a syllable, he laboured to compose himself. What could it be? Was the thing exploded? Was he already the common talk and laugh of men? Was he ruined and disgraced? He read at length—The property and estates of Walter Bellamy, Esq., were announced for sale by auction. His first sensation on perusing the advertisement was one of overpowering sickness. Here, then, was his destruction sealed! Here was the declaration of poverty trumpeted to the world. Here was the alarum sounded—here was his doom proclaimed. Let there be a run upon the bank—and who could stop it now?—let it last for four-and-twenty hours, and he is himself a bankrupt, an outcast, and a beggar. The tale was told—the disastrous history was closed. He had spun his web—had been his own destiny. God help and pardon him for his transgressions! There he sat, unhappy creature, weeping, and weeping like a heart-broken boy, sobbing aloud from the very depths of his soul, frantic with distress. For a full half hour he sat there, now clenching his fists in silent agony, now accusing himself of crime, now permitting horrible visions to take possession of his brain, and to madden it with their terrible and truth-like glare. He saw himself—whilst his closed eyes were pressed upon his paralysed hands—saw himself as palpably as though he stood before himself, crawling through the public streets, an object for men's pity, scorn, and curses. Now men laughed at him, pointed to him with their fingers, and made their children mock and hoot the penniless insolvent. Labouring men, with whose small savings he had played the thief, prayed for maledictions on his head; and mothers taught their little ones to hate the very name he bore, and frightened them by making use of it. Miserable pictures, one upon the other, rose before him—dark judgments, which he had never dreamed of or anticipated; and he stood like a stricken coward, and he yearned for the silence and concealment of the grave. Ay—the grave! Delightful haven to pigeon-hearted malefactors—inconsistent criminals, who fear the puny look of mortal man, and, unabashed, stalk beneath the eternal and the killing frown of God. Michael fixed upon his remedy, and the delusive opiate gave him temporary ease; but, in an another instant, he derived even hope and consolation from another and altogether opposite view of things. A thought suddenly occurred to him, as thoughts will occur to the tossed and working mind—how, why, or whence we know not; and the drowning man, catching sight of the straw, did not fail to clutch it. What if, after all, Mr. Bellamy proposed to sell his property in favour of the bank!! Very likely, certainly; and yet Allcraft, sinking, could believe it possible—yes possible, and (by a course of happy reasoning and self-persuasion) not only so—but true. And if this were Mr. Bellamy's motive and design, how cruel had been his own suspicions—how vain and wicked his previous disturbance and complaints! And why should it not be? Had he not engaged to restore the money which he had borrowed; and had he not given his word of honour to pay in a large amount of capital? At the memorable meeting, had he not promised to satisfy Allcraft of the justice of his own proceedings, and the impropriety of Michael's attack upon his character? And had not the time arrived for the redemption of his word, and the payment of every farthing that was due from him? Yes; it had arrived—it had come—it was here. Mr Bellamy was about to assert his integrity, and the banking-house was saved. Michael rose from his chair—wiped the heavy sweat-drops from his brow—dried his tears, and gave one long and grateful sigh for his deliverance from that state of horror, by which, for one sad, sickening moment, he had been bewildered and betrayed. But, satisfied as he was, and rejoiced as he pretended to be, it could hardly be expected that a gentleman possessed of so lively a temperament as that enjoyed by Mr. Allcraft would rest quietly upon his convictions, and take no steps to strengthen and establish them. Michael for many days past had had no direct communication with his absent partner, and, at the present moment, he was ignorant of his movements. He resolved to make his way at once to the Hall, and to get what intelligence he could of its lord and master, from the servants left in charge of that most noble and encumbered property. Accordingly he quitted his apartment, threw a ghastly smile into his countenance, and then came quickly upon his clerks, humming a few cheerful notes, with about as much spirit and energy as a man might have if forced to sing a comic song just before his execution. Thoroughly persuaded that the officials had not obtained an inkling of what had transpired in his sanctum, and that he left them without a suspicion of evil upon their minds, he started upon his errand, and waited not for breath until he reached his destination. He arrived at the lodge—he arrived at the Hall. He rang the loud bell, and a minute afterwards he learned that Mr Bellamy was within—had made his appearance at home late on the evening before, and, at the present moment, was enjoying his breakfast. Michael, for sudden joy and excitement, was wellnigh thrown from his equilibrium. Here was confirmation stronger than ever! Would he have returned to the estate upon the very eve of disposing of it, if he had not intended to deal well and honestly in the transaction? Would he not have been ashamed to do it? Would he have subjected himself to the just reproaches and upbraidings of his partner, when, by his absence, he might so easily have avoided them? Certainly not. Michael Allcraft, for a few brief seconds, was a happier man than he had been for years. His eyes were hardly free of the tears which he had shed in the extremity of his distress, and he was now ready to weep again in the very exuberance and wildness of his delight. He presented his card to the corpulent and powdered footman; he was announced; he was ushered in. Walter Bellamy, Esquire, sitting in state, received his friend and partner with many smiles and much urbanity. He was still at breakfast, and advancing slowly in the meal, like a gentleman whose breakfast was his greatest care in life. Nothing could be more striking than the air of stately repose visible in the proprietor himself, and in the specious and solemn serving-man, who stood behind him—less a serving-man than a sublime dumb waiter. Michael was affected by it, and he approached his colleague with a rising sentiment of awe—partly, perhaps, the effect of the scene—partly the result of natural apprehension.