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CHAPTER XXII
TRACKING THE THIEF

Fosdick was right in supposing that Jim Travis had stolen the bank-book. He was also right in supposing that that worthy young man had come to the knowledge of Dick's savings by what he had accidentally overheard. Now, Travis, like a very large number of young men of his class, was able to dispose of a larger amount of money than he was able to earn. Moreover, he had no great fancy for work at all, and would have been glad to find some other way of obtaining money enough to pay his expenses. He had recently received a letter from an old companion, who had strayed out to California, and going at once to the mines had been lucky enough to get possession of a very remunerative claim. He wrote to Travis that he had already realized two thousand dollars from it, and expected to make his fortune within six months.

Two thousand dollars! This seemed to Travis a very large sum, and quite dazzled his imagination. He was at once inflamed with the desire to go out to California and try his luck. In his present situation he only received thirty dollars a month, which was probably all that his services were worth, but went a very little way towards gratifying his expensive tastes. Accordingly he determined to take the next steamer to the land of gold, if he could possibly manage to get money enough to pay the passage.

The price of a steerage passage at that time was seventy-five dollars,—not a large sum, certainly,—but it might as well have been seventy-five hundred for any chance James Travis had of raising the amount at present. His available funds consisted of precisely two dollars and a quarter; of which sum, one dollar and a half was due to his washerwoman. This, however, would not have troubled Travis much, and he would conveniently have forgotten all about it; but, even leaving this debt unpaid, the sum at his command would not help him materially towards paying his passage money.

Travis applied for help to two or three of his companions; but they were all of that kind who never keep an account with savings banks, but carry all their spare cash about with them. One of these friends offered to lend him thirty-seven cents, and another a dollar; but neither of these offers seemed to encourage him much. He was about giving up his project in despair, when he learned, accidentally, as we have already said, the extent of Dick's savings.

One hundred and seventeen dollars! Why, that would not only pay his passage, but carry him up to the mines, after he had arrived in San Francisco. He could not help thinking it over, and the result of this thinking was that he determined to borrow it of Dick without leave. Knowing that neither of the boys were in their room in the daytime, he came back in the course of the morning, and, being admitted by Mrs. Mooney herself, said, by way of accounting for his presence, that he had a cold, and had come back for a handkerchief. The landlady suspected nothing, and, returning at once to her work in the kitchen, left the coast clear.

Travis at once entered Dick's room, and, as there seemed to be no other place for depositing money, tried the bureau-drawers. They were all readily opened, except one, which proved to be locked. This he naturally concluded must contain the money, and going back to his own chamber for the key of the bureau, tried it on his return, and found to his satisfaction that it would fit. When he discovered the bank-book, his joy was mingled with disappointment. He had expected to find bank-bills instead. This would have saved all further trouble, and would have been immediately available. Obtaining money at the savings bank would involve fresh risk. Travis hesitated whether to take it or not; but finally decided that it would be worth the trouble and hazard.

He accordingly slipped the book into his pocket, locked the drawer again, and, forgetting all about the handkerchief for which he had come home went downstairs, and into the street.

There would have been time to go to the savings bank that day, but Travis had already been absent from his place of business some time, and did not venture to take the additional time required. Besides, not being very much used to savings banks, never having had occasion to use them, he thought it would be more prudent to look over the rules and regulations, and see if he could not get some information as to the way he ought to proceed. So the day passed, and Dick's money was left in safety at the bank.

In the evening, it occurred to Travis that it might be well to find out whether Dick had discovered his loss. This reflection it was that induced the visit which is recorded at the close of the last chapter. The result was that he was misled by the boys' silence on the subject, and concluded that nothing had yet been discovered.

"Good!" thought Travis, with satisfaction. "If they don't find out for twenty-four hours, it'll be too late, then, and I shall be all right."

There being a possibility of the loss being discovered before the boys went out in the morning, Travis determined to see them at that time, and judge whether such was the case. He waited, therefore, until he heard the boys come out, and then opened his own door.

"Morning, gents," said he, sociably. "Going to business?"

"Yes," said Dick. "I'm afraid my clerks'll be lazy if I aint on hand."

"Good joke!" said Travis. "If you pay good wages, I'd like to speak for a place."

"I pay all I get myself," said Dick. "How's business with you?"

"So so. Why don't you call round, some time?"

"All my evenin's is devoted to literatoor and science," said Dick.

"Thank you all the same."

"Where do you hang out?" inquired Travis, in choice language, addressing Fosdick.

"At Henderson's hat and cap store, on Broadway."

"I'll look in upon you some time when I want a tile," said Travis.

"I suppose you sell cheaper to your friends."

"I'll be as reasonable as I can," said Fosdick, not very cordially; for he did not much fancy having it supposed by his employer that such a disreputable-looking person as Travis was a friend of his.

However, Travis had no idea of showing himself at the Broadway store, and only said this by way of making conversation, and encouraging the boys to be social.

"You haven't any of you gents seen a pearl-handled knife, have you?" he asked.

"No," said Fosdick; "have you lost one?"

"Yes," said Travis, with unblushing falsehood. "I left it on my bureau a day or two since. I've missed one or two other little matters. Bridget don't look to me any too honest. Likely she's got 'em."

"What are you goin' to do about it?" said Dick.

"I'll keep mum unless I lose something more, and then I'll kick up a row, and haul her over the coals. Have you missed anything?"

"No," said Fosdick, answering for himself, as he could do without violating the truth.

There was a gleam of satisfaction in the eyes of Travis, as he heard this.

"They haven't found it out yet," he thought. "I'll bag the money to-day, and then they may whistle for it."

Having no further object to serve in accompanying the boys, he bade them good-morning, and turned down another street.

"He's mighty friendly all of a sudden," said Dick.

"Yes," said Fosdick; "it's very evident what it all means. He wants to find out whether you have discovered your loss or not."

"But he didn't find out."

"No; we've put him on the wrong track. He means to get his money to-day, no doubt."

"My money," suggested Dick.

"I accept the correction," said Fosdick.

"Of course, Dick, you'll be on hand as soon as the bank opens."

"In course I shall. Jim Travis'll find he's walked into the wrong shop."

"The bank opens at ten o'clock, you know."

"I'll be there on time."

The two boys separated.

"Good luck, Dick," said Fosdick, as he parted from him. "It'll all come out right, I think."

"I hope 'twill," said Dick.

He had recovered from his temporary depression, and made up his mind that the money would be recovered. He had no idea of allowing himself to be outwitted by Jim Travis, and enjoyed already, in anticipation, the pleasure of defeating his rascality.

It wanted two hours and a half yet to ten o'clock, and this time to Dick was too precious to be wasted. It was the time of his greatest harvest. He accordingly repaired to his usual place of business, succeeded in obtaining six customers, which yielded him sixty cents. He then went to a restaurant, and got some breakfast. It was now half-past nine, and Dick, feeling that it wouldn't do to be late, left his box in charge of Johnny Nolan, and made his way to the bank.

The officers had not yet arrived, and Dick lingered on the outside, waiting till they should come. He was not without a little uneasiness, fearing that Travis might be as prompt as himself, and finding him there, might suspect something, and so escape the snare. But, though looking cautiously up and down the street, he could discover no traces of the supposed thief. In due time ten o'clock struck, and immediately afterwards the doors of the bank were thrown open, and our hero entered.

As Dick had been in the habit of making a weekly visit for the last nine months, the cashier had come to know him by sight.

"You're early, this morning, my lad," he said, pleasantly. "Have you got some more money to deposit? You'll be getting rich, soon."

"I don't know about that," said Dick. "My bank-book's been stole."

"Stolen!" echoed the cashier. "That's unfortunate. Not so bad as it might be, though. The thief can't collect the money."

"That's what I came to see about," said Dick. "I was afraid he might have got it already."

"He hasn't been here yet. Even if he had, I remember you, and should have detected him. When was it taken?"

"Yesterday," said Dick. "I missed it in the evenin' when I got home."

"Have you any suspicion as to the person who took it?" asked the cashier.

Dick thereupon told all he knew as to the general character and suspicious conduct of Jim Travis, and the cashier agreed with him that he was probably the thief. Dick also gave his reason for thinking that he would visit the bank that morning, to withdraw the funds.

"Very good," said the cashier. "We'll be ready for him. What is the number of your book?"

"No. 5,678," said Dick.

"Now give me a little description of this Travis whom you suspect."

Dick accordingly furnished a brief outline sketch of Travis, not particularly complimentary to the latter.

"That will answer. I think I shall know him," said the cashier. "You may depend upon it that he shall receive no money on your account."

"Thank you," said Dick.

Considerably relieved in mind, our hero turned towards the door, thinking that there would be nothing gained by his remaining longer, while he would of course lose time.

He had just reached the doors, which were of glass, when through them he perceived James Travis himself just crossing the street, and apparently coming towards the bank. It would not do, of course, for him to be seen.

"Here he is," he exclaimed, hurrying back. "Can't you hide me somewhere? I don't want to be seen."

The cashier understood at once how the land lay. He quickly opened a little door, and admitted Dick behind the counter.

"Stoop down," he said, "so as not to be seen."

Dick had hardly done so when Jim Travis opened the outer door, and, looking about him in a little uncertainty, walked up to the cashier's desk.

CHAPTER XXIII
TRAVIS IS ARRESTED

Jim Travis advanced into the bank with a doubtful step, knowing well that he was on a dishonest errand, and heartily wishing that he were well out of it. After a little hesitation, he approached the paying-teller, and, exhibiting the bank-book, said, "I want to get my money out."

The bank-officer took the book, and, after looking at it a moment, said, "How much do you want?"

"The whole of it," said Travis.

"You can draw out any part of it, but to draw out the whole requires a week's notice."

"Then I'll take a hundred dollars."

"Are you the person to whom the book belongs?"

"Yes, sir," said Travis, without hesitation.

"Your name is—"

"Hunter."

The bank-clerk went to a large folio volume, containing the names of depositors, and began to turn over the leaves. While he was doing this, he managed to send out a young man connected with the bank for a policeman. Travis did not perceive this, or did not suspect that it had anything to do with himself. Not being used to savings banks, he supposed the delay only what was usual. After a search, which was only intended to gain time that a policeman might be summoned, the cashier came back, and, sliding out a piece of paper to Travis, said, "It will be necessary for you to write an order for the money."

Travis took a pen, which he found on the ledge outside, and wrote the order, signing his name "Dick Hunter," having observed that name on the outside of the book.

"Your name is Dick Hunter, then?" said the cashier, taking the paper, and looking at the thief over his spectacles.

"Yes," said Travis, promptly.

"But," continued the cashier, "I find Hunter's age is put down on the bank-book as fourteen. Surely you must be more than that."

Travis would gladly have declared that he was only fourteen; but, being in reality twenty-three, and possessing a luxuriant pair of whiskers, this was not to be thought of. He began to feel uneasy.

"Dick Hunter's my younger brother," he said. "I'm getting out the money for him."

"I thought you said your own name was Dick Hunter," said the cashier.

"I said my name was Hunter," said Travis, ingeniously. "I didn't understand you."

"But you've signed the name of Dick Hunter to this order. How is that?" questioned the troublesome cashier.

Travis saw that he was getting himself into a tight place; but his self-possession did not desert him.

"I thought I must give my brother's name," he answered.

"What is your own name?"

"Henry Hunter."

"Can you bring any one to testify that the statement you are making is correct?"

"Yes, a dozen if you like," said Travis, boldly. "Give me the book, and I'll come back this afternoon. I didn't think there'd be such a fuss about getting out a little money."

"Wait a moment. Why don't your brother come himself?"

"Because he's sick. He's down with the measles," said Travis.

Here the cashier signed to Dick to rise and show himself. Our hero accordingly did so.

"You will be glad to find that he has recovered," said the cashier, pointing to Dick.

With an exclamation of anger and dismay, Travis, who saw the game was up, started for the door, feeling that safety made such a course prudent. But he was too late. He found himself confronted by a burly policeman, who seized him by the arm, saying, "Not so fast, my man. I want you."

"Let me go," exclaimed Travis, struggling to free himself.

"I'm sorry I can't oblige you," said the officer. "You'd better not make a fuss, or I may have to hurt you a little."

Travis sullenly resigned himself to his fate, darting a look of rage at Dick, whom he considered the author of his present misfortune.

"This is your book," said the cashier, handing back his rightful property to our hero. "Do you wish to draw out any money?"

"Two dollars," said Dick.

"Very well. Write an order for the amount."

Before doing so, Dick, who now that he saw Travis in the power of the law began to pity him, went up to the officer, and said,—

"Won't you let him go? I've got my bank-book back, and I don't want anything done to him."

"Sorry I can't oblige you," said the officer; "but I'm not allowed to do it. He'll have to stand his trial."

"I'm sorry for you, Travis," said Dick. "I didn't want you arrested.

I only wanted my bank-book back."

"Curse you!" said Travis, scowling vindictively. "Wait till I get free. See if I don't fix you."

"You needn't pity him too much," said the officer. "I know him now.

He's been to the Island before."

"It's a lie," said Travis, violently.

"Don't be too noisy, my friend," said the officer. "If you've got no more business here, we'll be going."

He withdrew with the prisoner in charge, and Dick, having drawn his two dollars, left the bank. Notwithstanding the violent words the prisoner had used towards himself, and his attempted robbery, he could not help feeling sorry that he had been instrumental in causing his arrest.

"I'll keep my book a little safer hereafter," thought Dick. "Now I must go and see Tom Wilkins."

Before dismissing the subject of Travis and his theft, it may be remarked that he was duly tried, and, his guilt being clear, was sent to Blackwell's Island for nine months. At the end of that time, on his release, he got a chance to work his passage on a ship to San Francisco, where he probably arrived in due time. At any rate, nothing more has been heard of him, and probably his threat of vengence against Dick will never be carried into effect.

Returning to the City Hall Park, Dick soon fell in with Tom Wilkins.

"How are you, Tom?" he said. "How's your mother?"

"She's better, Dick, thank you. She felt worried about bein' turned out into the street; but I gave her that money from you, and now she feels a good deal easier."

"I've got some more for you, Tom," said Dick, producing a two-dollar bill from his pocket.

"I ought not to take it from you, Dick."

"Oh, it's all right, Tom. Don't be afraid."

"But you may need it yourself."

"There's plenty more where that came from."

"Any way, one dollar will be enough. With that we can pay the rent."

"You'll want the other to buy something to eat."

"You're very kind, Dick."

"I'd ought to be. I've only got myself to take care of."

"Well, I'll take it for my mother's sake. When you want anything done just call on Tom Wilkins."

"All right. Next week, if your mother doesn't get better, I'll give you some more."

Tom thanked our hero very gratefully, and Dick walked away, feeling the self-approval which always accompanies a generous and disinterested action. He was generous by nature, and, before the period at which he is introduced to the reader's notice, he frequently treated his friends to cigars and oyster-stews. Sometimes he invited them to accompany him to the theatre at his expense. But he never derived from these acts of liberality the same degree of satisfaction as from this timely gift to Tom Wilkins. He felt that his money was well bestowed, and would save an entire family from privation and discomfort. Five dollars would, to be sure, make something of a difference in the mount of his savings. It was more than he was able to save up in a week. But Dick felt fully repaid for what he had done, and he felt prepared to give as much more, if Tom's mother should continue to be sick, and should appear to him to need it.

Besides all this, Dick felt a justifiable pride in his financial ability to afford so handsome a gift. A year before, however much he might have desired to give, it would have been quite out of his power to give five dollars. His cash balance never reached that amount. It was seldom, indeed, that it equalled one dollar. In more ways than one Dick was beginning to reap the advantage of his self-denial and judicious economy.

It will be remembered that when Mr. Whitney at parting with Dick presented him with five dollars, he told him that he might repay it to some other boy who was struggling upward. Dick thought of this, and it occurred to him that after all he was only paying up an old debt.

When Fosdick came home in the evening, Dick announced his success in recovering his lost money, and described the manner it had been brought about.

"You're in luck," said Fosdick. "I guess we'd better not trust the bureau-drawer again."

"I mean to carry my book round with me," said Dick.

"So shall I, as long as we stay at Mrs. Mooney's. I wish we were in a better place."

"I must go down and tell her she needn't expect Travis back. Poor chap, I pity him!"

Travis was never more seen in Mrs. Mooney's establishment. He was owing that lady for a fortnight's rent of his room, which prevented her feeling much compassion for him. The room was soon after let to a more creditable tenant who proved a less troublesome neighbor than his predecessor.